Senior Analyst

Role & responsibilities :

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting (Residential) , US mortgage

Position Overview

• Candidate should have total 3+ years of US mortgage (Live & Post closing) underwriting experience.
• Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
• Should have good analytical and problem-solving skills
• Should have decision-making skill when applying in business judgment
• Evaluate complete loan documents and should provide approval or denial decision
• Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
• Thorough income calculation Salaried income, business income, retired other income and rental income
• Complete review of Collateral and property valuation
• Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
• Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
• Validating and processing the Loan documents on behalf a Mortgage lender organization.
• Evaluating evidence of borrowers willingness and ability to repay the obligation
• Good communication, Presentation skills, Self-motivated and hard working
  
  

  ⚠️ Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @firstsource.com email addresses.